How to Make Paytm Work Tap on Your Android Smartphone to Accept NFC Payments
Here’s how to use your smartphone to make payments instead of using your credit or debit cards.
Paytm provides users with a variety of payment options, and the fintech company recently added support for a Tap to Pay feature that allows users to use their Android smartphones to make bank card payments. Users can use the feature to pay at Point of Sale (PoS) terminals using NFC, much like Samsung Pay and Google Pay. Without carrying around debit or credit cards, purchases can be made. When a smartphone doesn’t have sufficient network connectivity, the feature can also be used without an Internet connection. Since NFC payments are tied to Apple Pay, which has not yet been introduced in India, iPhone owners will be unable to use the feature.
Anyplace that accepts NFC-enabled card payment terminals, including restaurants, grocery stores, and retail establishments, accepts the NFC-based Tap to Pay feature. Users must add their bank cards to the Paytm app before having them “tokenized” so they can use them at payment terminals. While not having to carry bank cards around is a convenience of using the Tap to Pay feature, another benefit is that when making a purchase, a merchant is not given access to the original card information.
Here’s how to quickly configure the Paytm app’s Tap to Pay feature:
- Update your Paytm app by visiting the Google Play store.
- Open the Paytm app, then select Tap to Pay.
- Tap Add New Card at the bottom, if you do not have any cards saved.
- Enter your card details on the next screen, and tap Proceed to Verify Card.
- Make sure to read and accept the card issuer’s Terms of Service.
- Enter the One Time Password (OTP) to complete activation of Tap to Pay.
Here’s how to use Tap to Pay on your smartphone to make payments:
- Unlock your smartphone and make sure the NFC is turned on.
- Hold your smartphone close to the PoS machine, near the contactless payment logo.
- Do not remove your smartphone until the transaction is completed.
- For transactions above Rs. 5000, enter your PIN on the PoS machine.
- Check your smartphone screen for a message informing you of a successful transaction.